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West Knoxville Office 865.694.9788
North Knoxville Office 865.246.2958

Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At Knoxville Insurance Group, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, Knoxville Insurance Group recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with Knoxville Insurance Group today to prevent mistakes and errors from becoming major losses for your business.

 

Our Locations

Knoxville Office

220 S Peters Rd. #103
Knoxville, TN 37923
Main office: 865-268-8370
Fax: 865-769-3701

North Knoxville Office

4911 Jacksboro Pike
Knoxville, TN 37918
Main office: 865-246-2958
Fax: 865-246-2957

Our Providers

Testimonials

Knoxville Insurance Group has taken care of our policies for several years now. Their personal, caring, and thorough service far exceeds any other company we've used in the past! I highly recommend this group for your insurance needs.

Teri R.
Teri does an amazing job with us! She shops around until she finds us the most affordable policies for home and auto! We have been with her for 4 years now and she has helped us numerous times! We love her and cannot thank her enough for working with the insurance companies on our behalf!

Meagan S.
Greg and the whole team at KIG are super helpful and knowledgeable. I have used them for my insurance needs for years.

Carlye W.
I have been working with Greg and his staff in securing renters insurance for our renters and he has always been responsive and has taken care of every one in a timely manner. I highly recommend him!!

Regina E.
Greg and staff are attentive to the details and work diligently to offer the most competitive rates.

Joel P.
Greg and the Knoxville Insurance Group has been my family's agent for over 30 years. The products and level of service on our home and auto coverage has always been outstanding. KIG is the best in town!

Marty B.
We are new clients, have had great experience so far extremely reasonable rates & very helpful staff on all levels. Very pleased!

Retta M.
We have used several different people and agencies for our insurance needs over the years, but Greg and the Knoxville Insurance Group has by far been our best experience.

Paul G.