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West Knoxville Office 865.694.9788
North Knoxville Office 865.246.2958

Condo Insurance

As a condominium owner, you might expect the insurance policy provided by your homeowner association (HOA) to cover your home. Unfortunately, the typical HOA policy does not cover the interior of your condo and its vital contents, which is why it's crucial to secure the proper insurance and make sure you are covered. Knoxville Insurance Group provides condo insurance to clients in Knoxville, Farragut, Powell, Lenior City and surrounding areas.

Understanding your Existing Condo Coverage

Generally, HOA insurance will cover damage to the exterior of the condominium building and common areas, such as walkways and stairs. However, it does not cover the interior walls and incidents that may happen inside of it, as well as your belongings on the premises.

Condo insurance (also known as an HO-6 insurance policy) can cover the following events:

  • Explosions
  • Fire
  • Hailstorms
  • Lightning
  • Slips, falls and injuries
  • Theft/break-ins
  • Vandalism and malicious mischief
  • Water-related accidents and damage (e.g., burst pipes)
  • Windstorms

Keep in mind that even if the HOA policy does cover damage, there might be limits to what the HOA's policy limit will allow. For example, some HOA policies won't cover plumbing or wiring-related issues. It's important to keep yourself informed on what your current coverage is and make sure you're protected.

Protect your Home

Other factors will also determine what kind of condo insurance is right for you, such as where your home is and what kind of materials were used to construct the building. Don't put off planning in the event of a disaster for your home and contact the team at Knoxville Insurance Group to request a free quote.

Our Locations

Knoxville Office

220 S Peters Rd. #103
Knoxville, TN 37923
Main office: 865-268-8370
Fax: 865-769-3701

North Knoxville Office

4911 Jacksboro Pike
Knoxville, TN 37918
Main office: 865-246-2958
Fax: 865-246-2957

Our Providers

Testimonials

Knoxville Insurance Group has taken care of our policies for several years now. Their personal, caring, and thorough service far exceeds any other company we've used in the past! I highly recommend this group for your insurance needs.

Teri R.
Teri does an amazing job with us! She shops around until she finds us the most affordable policies for home and auto! We have been with her for 4 years now and she has helped us numerous times! We love her and cannot thank her enough for working with the insurance companies on our behalf!

Meagan S.
Greg and the whole team at KIG are super helpful and knowledgeable. I have used them for my insurance needs for years.

Carlye W.
I have been working with Greg and his staff in securing renters insurance for our renters and he has always been responsive and has taken care of every one in a timely manner. I highly recommend him!!

Regina E.
Greg and staff are attentive to the details and work diligently to offer the most competitive rates.

Joel P.
Greg and the Knoxville Insurance Group has been my family's agent for over 30 years. The products and level of service on our home and auto coverage has always been outstanding. KIG is the best in town!

Marty B.
We are new clients, have had great experience so far extremely reasonable rates & very helpful staff on all levels. Very pleased!

Retta M.
We have used several different people and agencies for our insurance needs over the years, but Greg and the Knoxville Insurance Group has by far been our best experience.

Paul G.